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Health Insurance For Student
Every student who is enrolled at a German university or college is compulsorily insured under German law in a statutory health insurance company or private health insurance company.
Students from the age of 30 can no longer, as a rule, be insured through the statutory health insurance.
- Free travel health insurance for your visa
- No prepayment
- Free cancellation
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What do I need to apply for health insurance?
- Passport photo for your health insurance card
- Confirmation of matriculation
- Many health insurance companies also want to know the field of study
- Pre-insurance data (pre-insurance, insurance number, address) This data is important to be able to automatically send notices of cancellation to the pre-insurance company.
- Account data for the collection of the insurance premium for self-payers
How long does it take to get my health insurance confirmation?
Health insurance confirmations will be sent to you after the pre-insurance company has confirmed your cancellation. Usually, the insurance company will only send the cancellation confirmation to you, so it must be sent to us so that we can confirm the cancellation to the new health insurance company.
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What are the notice periods?
Statutory health insurance companies usually have an 12th month period of validity, unless another contract has been concluded with the insurance company.
The period of notice is always 2. months to the end of the month and must be in writing. e.g: Cancellation of the old insurance was made in September, then the new insurance can start on December 1st.
Important: Only after the old health insurance has confirmed the cancellation, the new insurance can be activated.
Do I have to do anything myself?
We prepare everything for you and send the applications and cancellations automatically to the respective insurance companies. Usually you have nothing else to do. However, with different health insurance companies, the cancellation confirmations are not sent to us or the new health insurance company, but go to you. We need this confirmation to activate the new health insurance company.
Are there any costs for me?
There are no costs for you to change to another health insurance company. Likewise, the statutory health insurance company is not allowed to charge an individual surcharge due to previous illnesses.
If you decide to choose a combination, you will have to pay the monthly fees for the additional insurances.
Can the new statutory health insurance company refuse me?
No, in principle, a statutory health insurance company may not refuse anybody, no matter what previous illnesses someone has.
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DAK Gesundheit is not only one of the large German statutory health insurances - it is also a long-established company, a socially responsible employer and a fair partner to many players in the healthcare sector.
Techniker Krankenkasse is not only the largest statutory health insurance company in Germany, but also the best - this was the result of a test by the business magazine Focus Money (issue 7/2021). Whether online, by email or telephone or in person.
Private health insurance
Care Concept since 1999, a specialist in international health.
Their corporate culture is based on Christian values. Honesty, reliability and quality are the be-all and end-all for you in dealing responsibly with customers, partners and employees.
There is particular expertise in the area of health insurance for short to medium-term stays abroad. Care Concept is one of the leading health insurers in Germany for people who come to Germany or need a foreign health insurance.
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