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    • Blocked Account for Students / Doctoral students/ Language students

      The blocked account is aimed at foreign students and serves as proof of sufficient financial means for the stay in Germany.

      The proof is one of the main criteria for the student visa *. You have to show this proof when you apply for your visa at the German Embassy in your home country.

       










      The Easy to Germany / Fintiba blocked account

      Students

      for everyone who wants to save!

      Basic Health insurance and blocked account

      from €118.67 per month
      less -€252.00 per year
      More info

      For all who want to save money! The combination for perfect teeth

      • up to €12.16 savings per month *
      • Sperrkonto
      • Free health insurance confirmation for your visa
      • €252.00 Bonus-Programm
      • HPV vaccination up to the age of 26(DAK outstanding service for Easy to Germany)
      • Krankenversicherung (gesetzlich)
      • Reisekrankenversicher­ung
      • Zahnzusatzversicherung

      The health insurance and blocked account prevention

      from €125.73 per month
      less -€252.00 per year
      More info

      For all who want to save money! The health insurance for the health

      • up to €6.59 savings per month*
      • Sperrkonto
      • €252.00 Bonus-Programm
      • HPV vaccination up to the age of 26(DAK outstanding service for Easy to Germany)
      • Krankenversicherung (gesetzlich)
      • Reisekrankenversicher­ung
      • Gesundheitsvorsorge­versicherung

      Safe Health insurance and blocked account

      from €125.30 per month
      less -€252.00 per year
      More info

      For all who want to save money! Combination of health insurance for perfect teeth and liability insurance

      • up to €5.53 savings per month
      • Sperrkonto
      • Free health insurance confirmation for your visa
      • €252.00 Bonus-Programm
      • HPV vaccination up to the age of 26(DAK outstanding service for Easy to Germany)
      • Krankenversicherung (gesetzlich)
      • Reisekrankenversicher­ung
      • Zahnzusatzversicherung
      • Haftpflichtversicherung

      The Easy to Germany / Fintiba blocked account

      Language students

      for everyone who wants to save!

      Health insurance and blocked account

      from €33.90 per month
      More info

      The insurance for foreign students, language students, doctoral students up to the maximum age of 35 years.

      Within 24 hours, no advance payment, free cancellation.

      • Health insurance confirmation for visa
      • Liability insurance
      • Sperrkonto
      • Krankenversicherung (privat)

      Health insurance and blocked account with nursing care insurance

      from €90.96 per month
      More info

      The insurance for foreign students, language students, doctoral students up to a maximum of 34 years of age

      • Confirmation of health insurance for visa, within 24 hours, no prepayment, free cancellation
      • Sperrkonto
      • Krankenversicherung (privat) & Pflegeversicherung

      What is a blocked account and why do I need it?

      A blocked account is a special account that in most cases is necessary for the application for a German student visa and is a prerequisite for the application for a residence permit in Germany.

      If you are an international student, au pair, language student, trainee or job seeker, and you are not from an EU Member State, you must prove that you have the financial means to pay for your study/stay in Germany as well as the costs of daily life during your stay.

      How much money must be put into a blocked account?

      For a one-year stay in Germany a so-called proof of financing of approximately €10300.00 at least is usually required. Compared with some other financial proofs the opening of a blocked account for the deposit of a security payment is the option most frequently used.

      How do I open a blocked account?

      Easy to Germany offers cooperation with the Deutsche Fintiba Bank to make possible the simple and speedy opening of a blocked account.

      Opening the account

      The steps are simple:

      For security reasons, select a blocked account / health insurance combination and enter the necessary application data for health insurance. After a check of your data, you will receive a confirmation e-mail with direct link to the opening of the blocked account.

      • With that you can then register the blocked account with Fintiba, and you will receive access to the Fintiba online platform, where you can easily manage the details of your account opening.

      After entering your personal data and the verification of your identity by Fintiba, your blocked account will be opened, and the blocked amount can be transferred to your (current) account.

      Directly on receipt of the blocked amount the confirmation of your blocked amount will be issued, and you can download this into your Fintiba account.

      With this document, you can now apply for a national visa for Germany.

      Unlocking the account

      Upon your arrival in Germany a regular account with a local bank (e.g. Deutsche Bank, Sparkasse, Postbank, etc.) must be opened so that Fintiba can transfer regularly to your current account the amount available to you of at least 853.- EUR per month.

      Easy to Germany will help you in choosing a current account

      What you need to know:

      Depending on your passport and nationality further steps may be needed for final legitimation in Germany. In this case Fintiba quickly provides the necessary information.

      What is the advantage of the Fintiba blocked account?

      • Officially recognized by the Foreign Office and accepted worldwide
      • Account opened in less than 10 minutes*
      • Opening an account in your own name to provide security and facilitate international money transfers.
      • Euro account in Germany (no problems with conversion rates or local immigration authorities) *Save monthly fees in case of visa rejection
      • No registration required, so that you get to your money more quickly in Germany. *Step-by-step guide to procedures in the Fintiba App

      What documents are required to open a blocked account?

      To open your blocked account, you need only your valid passport. There will be no need for certified or original documents to be sent by post.

      How long does it take to open a blocked account?

      After registering your blocked account you will receive a confirmation directly.

      Since the account opening is fully processed online, it usually takes only a few hours until your blocked account is opened. This depends mainly on how quickly the required documents and data are uploaded by you.

      Important: Note that we can only check completed sets of data, i.e. each section must be filled out and every “To Do” attended to.

      What should I pay attention to when opening the blocked account?

      Since you put a large sum of money into an account that will be blocked for a certain period of time, it is very important that you open a bank account under your own name and that no third party participates in this process.

      At Fintiba, you will then have access to your personal account, which you can make use of securely by means of a WebApp. Here you can manage everything online and easily by yourself. And should a question still arise, Fintiba is there for you!

      How much does the Fintiba blocked account cost?

      The initial fee for the blocked account is €89.00 with a monthly account management fee of €4.90.

      The payment of the monthly account management fee of €4.90 begins as soon as the money has been received in your account. Fintiba charges the fees from the time of opening the account.

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